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Check Out Our Low Payment Processing Rates!

Rates start as low as 1.10% plus 12 cents for qualified in-person swiped or chip transactions.1

Payment Processing Solutions For Business-Focused Costco Members
1-877-240-3317 Sales | Monday – Friday
9 a.m to 8 p.m Eastern Time
Apply Online

Receive up to $200 in Statement Credits

Get a $100 statement credit when you sign up for a new Elavon merchant account by September 30, 2023. Plus, get an additional $100 statement credit with select qualifying equipment.**

Learn More


  • Flexible Payment Options

    Take payments in-person, online or on-the-go.

  • Dashboard Tracking

    Use your dashboard to track inventory, transactions and chargebacks.

  • Support

    Optimize the efficiency of your payment system with the help of our in-house consultants.


  • Deliver an Improved Experience

    Allow diners to pay when and where they're ready.

  • Keep Customers Coming Back

    Offer seamless mobile and contactless payment options.

  • Explore Advanced Terminal Options

    View floor plans, seating availability, customized menus and check-splitting options.


  • Spend More Time with Patients

    Manage payments conveniently within a single system.

  • Get Integrated Solutions

    Find payment solutions that integrate seamlessly with your existing platforms.

  • Reduce Risk and Increase Engagement

    Connect health plans, providers and patients in an integrated network to meet data security and compliance requirements.


  • Provide Flexible Payment Options

    Allow customers to pay while on-the-go, online or in-person.

  • Deliver the Ideal Payment Experience

    Accept credit, debit, mobile wallets and more so your customers can pay however they choose.

  • Focus More on Your Mission

    Benefit from cost-effective payment processing for fundraising, membership, events and more.

Choose From These Exclusive Pricing Options

Tiered Pricing

In-Person & On-the-Go 1.10% plus 12 cents per qualified swiped or chip transaction1
Online 1.90% plus 25 cents per qualified transaction1

Credit Card Surcharge Pricing

Lower your payment acceptance costs with credit card surcharge pricing

Cardholders pay a 3% surcharge on credit card transactions2
You pay just 1% + $0.25 for every PIN debit card transaction2

This pricing works best for businesses that accept payments in-person. Contact sales to see if the surcharge program is suitable for your business.

Available on Converge software, talech and Ingenico terminal line.

Enterprise Pricing

Do you process over $1M Annually? Elavon can tailor a pricing plan for you.

Built Around You Pricing

One Swiped Rate 2.30% plus $0.10 per swiped or chip transation3

Pricing plan for businesses that want one swiped rate for all card types. Other rates apply to ecommerce and keyed transactions.

Costco Member Benefits & Savings

Elavon is proud to serve your business, and to offer special benefits and low rates for Costco members. Here are just some of the benefits:4

  • No application fee for Executive Members4
  • No statement fees for Executive Members4
  • No cancellation fee or early termination fee
  • No annual fee
  • Savings analysis
  • No batch fees
  • No reporting fees
  • No additional authorization fees

Elavon is rated among the top global payment providers.5

30+ years

Elavon has more than 30 years of experience. It has been a Costco Services provider for over 25 years.

Elavon works with more than 1.5 million customers (and growing).5

6B+ transactions

Elavon processed more than 6 billion transactions around the world in 2021.5

  • I appreciate the fast response to my needs from my customer account manager. She was patient, kind and friendly. She listened to my needs and promptly worked until those needs were met. She is amazing. As for Elavon I have been with this company for almost two years. Thus far they have served me well. I rate them 5 stars.”

    Brenda W.
  • I want to just take a moment to let you know that my experience yesterday with my customer account manager was very positive. She was knowledgeable, courteous, professional, helpful, pleasant and more. She is a real asset to your company and your team. Keep up the good work.”

    Ken A.
  • AMARRA is a world-renowned fashion design house with a network of over 600 stores. We chose Elavon because of its competitive rates, excellent customer service and transparency. When you choose a credit card processor, it’s important you pick someone you can trust.”

  • Elavon is fabulous! When we open new clinics all I have to do is email my customer account manager and she takes care of everything. Very professional and most helpful. My customer account manager makes my job easier!”

    Jamie L.
Testimonials featured are provided by real Costco members. Actual members are not pictured. Individual experience may vary.

Setup is Fast & Easy

Switching doesn’t have to be complicated. See how we can help.

Let Elavon help you switch to a new payment processing system with less interruptions to your business. From installing software and training your staff how to use it, to providing payment reports and ongoing support – Elavon is ready to make your transition as seamless as possible.

Costco Executive Members Could Save an Average of $1,218 Per Year6

Do you know what you’re paying for your payment processing services? Some payment processors will offer attractive base rates, then surprise you with unexpected add-on costs. Review your most recent statement and call Elavon for a complimentary savings analysis.

Questions? Call: 1-877-240-3317 We accept relay calls.

Payment Solutions to Meet Your Customers’ Needs

Smart Terminals

Sleekly designed terminals go beyond accepting payments. Get access to apps that can help you with timekeeping, inventory management and more.

Point-of-Sale Systems

The most useful business solutions conform to your needs, not the other way around. With portable point-of-sale systems, your customer can check out anywhere – in line, in the aisles or at the table.

Online Solutions

Whether at home or on-the-go, billions of people now shop online. Be prepared when and where your customers are ready to buy with our convenient merchant payment solutions.

Mobile Processing

Need to accept payments outside your office or store? We’ve got you covered with talech mobile and wireless terminal options. Accept payments from your customers anywhere at any time.

Monthly Equipment Rentals Available

Rent terminals for as low as $8 per month7

Monthly rental pricing allows Costco members to get state-of-the-art processing equipment at a low price point.

We’re Here to Help

24/7 Member Service 1-877-807-6239

Dedicated support is also available for Costco members through Elavon’s Customer Account Management team.

Ready to Start Saving
on Payment Processing?

Questions? Call:

1-877-240-3317 We accept relay calls. Apply Online

Be sure to check out the guide for more about Costco Services.

View the Guide
Services are provided to Costco members by third parties. *Plans and insurance services are offered by licensed third party providers and made available through Costco Insurance Agency, Inc., a licensed agent. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency in New York. Costco Insurance Agency, Inc.’s California license number is 0D08407. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by third parties. Specific products, features, rates and discounts may vary and may not be available in all states in accordance with state filings and applicable law. **Must be a U.S. Costco member. To qualify for this promotion, you must sign up for a new Elavon merchant account from August 1, 2023 – September 30, 2023. Credit for equipment only applies to equipment valued at $100 or more. The account must be activated by October 31, 2023. Merchant accounts have to be activated and actively processing payment transactions for a minimum of one week and be in an open status at the time of the credit award. Credit will be applied to the Elavon statement within 90 days of new account activation. Limit one statement credit offer for each member. Services provided by Elavon. 1Visa/Mastercard/Discover service is sponsored through Elavon. Rates listed are for qualified card present transactions. Lodging (at 1.79% plus 20 cents) does not qualify for the in-person qualified rate. A monthly minimum charge of $20 applies when total monthly transaction fees and per-item charges are less than $20. A $25 Application Fee and $4.95 Monthly Statement Fees apply for non-Executive Members. Rates and fees may change without notice. Rate and acceptance are subject to underwriting and business approval. This rate is for U.S. Costco members only. Call Elavon at 1-877-240-3317 for all terms and conditions. 2Services provided by Elavon. Must be a U.S. Costco member. All surcharge features, parameters and specifications are subject to change without notice. The information discussed is general in nature and may not apply to your specific situation. Credit card surcharge is currently not supported in Connecticut, Maine and Massachusetts. Certain state or local laws may restrict or limit the amount of the surcharge percentage. Merchants are responsible for determining the legality of their operation of a credit card surcharging program in the states where operated. Merchants are solely liable if their operation of a credit card surcharging program is deemed to be unlawful. Credit card surcharge applies to credit cards only, not available on debit cards. 3Swiped/Dipped transactions cost 2.30% plus $0.10. E-commerce transactions cost 2.60% plus $0.10. Key entered transactions cost 3.20% plus $0.10. Visa/Mastercard/Discover service is sponsored through Elavon, Inc. Annual Interchange or assessment increases by Visa/Mastercard or Discover may affect these rates. Rates and fees may change without notice. Rate and acceptance are subject to underwriting and business approval. This rate is for U.S. Costco members only. Call Elavon at 1-877-240-3317 for all terms and conditions. 4Non-Executive Members pay an Application Fee and Monthly Statement Fees. 5As of March & May, 2022. Published in Nilson Report, Issues 1215 & 1219. 6Estimated savings are calculated on annual processing rates and are based on Elavon’s analysis of The Strawhecker Group’s industry data survey in payment processing services as of December 2022 on net revenue from merchants of a similar size and type compared to the portfolio. Actual savings will depend on business type, card type, and manner of card acceptance and volume of transactions. Non-Executive Members pay an Application Fee and Monthly Statement Fees. Services provided by Elavon. 7Must be a U.S. Costco member. Terminal rental pricing starts at $8 for the Desk 3500 countertop unit. Other models are available at a higher rental cost. Installation, usage and other fees and taxes may apply. Purchase and leasing options are also available. Features and functionality may vary per terminal model.